APPLICATION LN-2026-0418 · ASSET LOAN
Baraka Mollel · TZS 1,500,000
Loan officerAmina Said · submitted 07:40
Branch managerYou · pending
Credit managerOver TZS 1M needs this step
DisbursementFinance team
Automatic risk checks
Credit bureau report
No active defaults · 2 closed loans, paid on time
Identity (NIDA)
Photo and name match
Credit score 688
Medium–low risk band
Affordability
Instalment is 31% of income (limit 40%)
Guarantor consent
SMS sent, not yet confirmed
Duplicate check
No other open loan in our system
Mobile money cash flow · last 12 weeks
Avg weekly in
214,000
Instalment
65,308
Ratio
31%
Income is steady with daily boda boda receipts. One low week (week 5) matches the fuel price rise.
Your decision
Officer note (Amina Said): Customer has repaid two earlier loans on time. Motorcycle will be registered with logbook held by the branch. Recommend approval.
On final approval, funds go straight to the dealer by bank transfer.
Demo data for illustration only.